arXiv Artificial Intelligence

Trustworthy FinAInce: Unpacking How AI-Mediated Financial Advice is Judged

1 hour ago 21.09.2026 07:00 👁 1 views
Trustworthy FinAInce: Unpacking How AI-Mediated Financial Advice is Judged

Quick summary

arXiv:2609.20989v1 Announce Type: cross Abstract: As generative AI is increasingly used as a source of personal financial guidance, understanding how people appraise such advice is important for supporting appropriate reliance. We conducted a randomized vignette experiment with 285 U.S. adults across eight financial decisions, independently varying three advice styles---AI, expert, and online community---and displayed source labels while holding the underlying recommendation consistent. Advice style most strongly shaped message and safety appraisals, Expert labels selectively increased perceiv

Key takeaways

  • arXiv:2609.20989v1 Announce Type: cross Abstract: As generative AI is increasingly used as a source of personal financial guidance, understanding how people appraise such advice is important for supporting appropriate reliance.
  • We conducted a randomized vignette experiment with 285 U.S.
  • adults across eight financial decisions, independently varying three advice styles---AI, expert, and online community---and displayed source labels while holding the underlying recommendation consistent.

Why it matters

“Trustworthy FinAInce: Unpacking How AI-Mediated Financial Advice is Judged” shows why AI risk cannot be reduced to answer accuracy. Access controls, logging, human approval and incident response need to be designed into the workflow from the start.

Kaynak sitede devamını oku: arXiv Artificial Intelligence ↗